Medicare.gov
, a pre-existing condition is a health problem you had before the date that new health coverage starts. This was one of the major talking points during the introduction of the Affordable Care Act when it was determined that health insurance companies could not charge you more or refuse coverage because of pre-existing conditions.CMS.gov
, up to half of all non-elderly Americans have at least one pre-existing condition. Some examples of common pre-existing conditions include:While insurers generally determine the presence of a pre-existing condition based on an applicant’s current health status, sometimes a healthy applicant can be deemed to have a pre-existing condition based on a past health problem or evidence of treatment for a particular condition.
Medicare Advantage plans are not inherently bad
, as you might have heard. However, they are frequently misunderstood. For example, you can't be denied from joining a plan. But that same plan might deny coverage of specific treatment related to your condition and limit where you might seek treatment.our article here
.speak with a Medicare expert at Fair Square
during your Initial Enrollment Period. They can help you weigh your options and find your best-fit plan. And if you know what plan works best for you from the beginning, you don’t need to worry about switching plans. If switching plans becomes necessary due to your life circumstances, we can help with that too.13 Best Ways for Seniors to Stay Active in Philadelphia
14 Best Ways for Seniors to Stay Active in Washington, D.C.
2023 Medicare Annual Election Period (AEP)
2024 Medicare Price Changes
Building the Future of Senior Healthcare
Can I Have Two Primary Care Physicians?
Can Medicare Advantage Plans be Used Out of State?
Can Medicare Advantage Plans Deny Coverage for Pre-Existing Conditions?
Do I Need to Renew My Medicare?
Do Medicare Supplement Plans Cover Dental and Vision?
Do You Need Books on Medicare?
Does Medicare Cover a Spinal Cord Stimulator?
Does Medicare Cover Cold Laser Therapy (CLT)?
Does Medicare cover Deviated Septum Surgery?
Does Medicare Cover Diabetic Eye Exams?
Does Medicare Cover Disposable Underwear?
Does Medicare Cover Exercise Physiology?
Does Medicare Cover Flu Shots?
Does Medicare Cover Geri Chairs?
Does Medicare Cover Hoarding Cleanup?
Does Medicare cover Hyoscyamine?
Does Medicare Cover Hypnotherapy?
Does Medicare Cover Incontinence Supplies?
Does Medicare Cover INR Machines?
Does Medicare Cover Iovera Treatment?
Does Medicare Cover Light Therapy for Psoriasis?
Does Medicare Cover Linx Surgery?
Does Medicare Cover LVAD Surgery?
Does Medicare Cover Nexavar?
Does Medicare Cover Nuedexta?
Does Medicare Cover Ofev?
Does Medicare Cover Orthodontic Care?
Does Medicare Cover Piqray?
Does Medicare Cover RSV Vaccines?
Does Medicare Cover SIBO Testing?
Does Medicare Cover the WATCHMAN Procedure?
Does Medicare Cover Tymlos?
Does Medicare Cover Vitamins?
Does Medicare Cover Xiafaxan?
Does Medicare Pay for Antivenom?
Does Your Medicare Plan Cover B12 Shots?
Does Your Plan Include A Free Gym Membership?
Estimating Prescription Drug Costs
Everything About Your Medicare Card + Medicare Number
Explaining IRMAA on Medicare
Fair Square Bulletin: We're Revolutionizing Medicare
Finding the Best Vision Plans for Seniors
How Can I Get a Replacement Medicare Card?
How Do I Sign up for Medicare? A Simple How-To Guide For You
How Does Medicare Cover Colonoscopies?
How Medicare Costs Can Pile Up
How Much Does a Pacemaker Cost with Medicare?
How Much Does Trelegy Cost with Medicare?
How Much Does Xeljanz Cost with Medicare?
Is Emsella Covered by Medicare?
Is HIFU Covered by Medicare?
Is PAE Covered by Medicare?
Medicare & Ozempic
Medicare 101
Medicare Guaranteed Issue Rights by State
Medicare Savings Programs in Kansas
Medigap vs. Medicare Advantage
The Fair Square Bulletin: June 2023
What Does Medicare Cover for Stroke Patients?
What If I Don't Like My Plan?
What Is Medical Underwriting for Medigap?
What to Do When Your Doctor Doesn't Take Medicare
What's the Deal with Flex Cards?
When Can You Change Medicare Supplement Plans?
Which Medigap Policies Provide Coverage for Long-Term Care?
Why Is Medicare So Confusing?
Will Medicare Cover it?
Medicare savings tips, helpful guides, and more.
Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2022 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
MULTIPLAN_FairSquareMedicare_01062022_M